:root{
  --navy:#081d35;--navy2:#153a61;--blue:#2468c8;--teal:#1f9299;--gold:#d5b36f;
  --gold2:#f0d79e;--ink:#122033;--muted:#667487;--light:#f5f7fa;--line:#e4eaf0;
  --white:#fff;--shadow:0 20px 60px rgba(8,31,56,.12);
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff}
a{text-decoration:none;color:inherit}.wrap{width:min(1180px,calc(100% - 36px));margin:auto}
.topbar{background:#061522;color:#fff;font-size:13px}.topbar-inner{display:flex;justify-content:space-between;align-items:center;padding:9px 0}.topbar-inner div{display:flex;gap:18px}
.site-header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.98);box-shadow:0 1px 0 var(--line);backdrop-filter:blur(10px)}
.nav-row{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:10px}.brand-icon{width:44px;height:44px;border-radius:12px;background:linear-gradient(135deg,var(--navy),var(--teal));color:#fff;display:grid;place-items:center;font-weight:900;font-size:20px}.brand-type{display:flex;flex-direction:column;line-height:.9}.brand-type b{font-size:18px;letter-spacing:.08em}.brand-type small{font-size:10px;letter-spacing:.28em;color:#7b8794;margin-top:6px;font-weight:900}
.nav{display:flex;align-items:center;gap:18px;font-size:14px;font-weight:800}.nav a:not(.nav-cta):hover{color:var(--blue)}
.nav-cta,.btn{background:var(--navy);color:#fff;border:0;border-radius:999px;padding:13px 20px;font-weight:900;display:inline-flex;align-items:center;justify-content:center;cursor:pointer;transition:.2s}.btn:hover,.nav-cta:hover{transform:translateY(-1px);box-shadow:0 10px 25px rgba(8,31,56,.18)}.btn-gold{background:var(--gold);color:var(--navy)}.btn-light{background:#fff;color:var(--navy)}.menu-toggle{display:none;border:0;background:none;font-size:28px}
.hero{background:linear-gradient(110deg,#071c33 0%,#14395f 58%,#246c7a 100%);color:#fff;position:relative;overflow:hidden}.premium-hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 78% 42%,rgba(255,255,255,.11),transparent 26%),linear-gradient(90deg,transparent,rgba(255,255,255,.025))}.hero:after{content:"";position:absolute;width:540px;height:540px;border:86px solid rgba(213,179,111,.12);border-radius:50%;right:-180px;bottom:-260px}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:52px;align-items:center;padding:86px 0;position:relative;z-index:2}.eyebrow{display:inline-block;font-size:13px;font-weight:900;letter-spacing:.11em;color:#2c6ab8}.eyebrow.light{color:var(--gold2)}.hero h1,.inner-hero h1{font-size:60px;line-height:.98;letter-spacing:-.045em;margin:13px 0 22px}.hero p,.inner-hero p{font-size:19px;line-height:1.65;color:#e6edf4}.hero-actions{display:flex;gap:17px;align-items:center;flex-wrap:wrap;margin-top:26px}.phone-large{font-size:25px;font-weight:900}.hero-proof{display:flex;gap:16px;flex-wrap:wrap;margin-top:24px;font-size:13px;color:#dce8ef}.hero-proof span{padding:8px 10px;border:1px solid rgba(255,255,255,.15);border-radius:999px;background:rgba(255,255,255,.05)}
.hero-card{background:#fff;color:var(--ink);border-radius:24px;padding:28px;box-shadow:var(--shadow)}.premium-card{border:1px solid rgba(255,255,255,.45);box-shadow:0 28px 75px rgba(3,18,33,.24)}.hero-card h3{font-size:26px;margin:8px 0}.checks{list-style:none;padding:0;margin:18px 0}.checks li{padding:11px 0;border-bottom:1px solid var(--line)}.checks li:before{content:"✓";display:inline-grid;place-items:center;width:22px;height:22px;border-radius:50%;background:#e8f5f2;color:#0c635f;margin-right:10px;font-weight:900}
.trust-strip{background:#eef3f5;border-bottom:1px solid #e0e7ec}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;padding:24px 0;text-align:center}.trust-grid strong{display:block;font-size:21px;color:var(--navy)}.trust-grid span{font-size:12px;color:var(--muted)}
.section{padding:76px 0}.section.alt{background:var(--light)}.section-head{max-width:790px;margin-bottom:34px}.section-head h2{font-size:43px;line-height:1.05;letter-spacing:-.035em;margin:8px 0 12px}.section-head p{font-size:18px;color:var(--muted);line-height:1.65}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:25px;box-shadow:0 8px 28px rgba(8,31,56,.05);transition:.2s}.card:hover{transform:translateY(-3px);box-shadow:0 18px 36px rgba(8,31,56,.09)}.featured-service{border-color:#d8bc82;background:linear-gradient(180deg,#fff,#fffaf0)}.icon{width:50px;height:50px;border-radius:14px;background:#eaf5f5;display:grid;place-items:center;color:#0e5160;font-weight:900}.card h3{font-size:22px;margin:17px 0 9px}.card p{color:var(--muted);line-height:1.65}.more{font-weight:900;color:#1f629e}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:steps}.step{background:linear-gradient(145deg,var(--navy),#14395e);color:#fff;border-radius:22px;padding:28px;min-height:240px}.step:before{counter-increment:steps;content:counter(steps);display:grid;place-items:center;width:46px;height:46px;border-radius:50%;background:var(--gold);color:var(--navy);font-weight:900;font-size:21px}.step h3{font-size:22px}.step p{color:#dce5ed;line-height:1.65}
.inner-hero{background:linear-gradient(110deg,#081d35,#19466f);color:#fff;padding:74px 0;position:relative;overflow:hidden}.inner-hero:after{content:"";position:absolute;right:-100px;bottom:-220px;width:420px;height:420px;border:70px solid rgba(213,179,111,.1);border-radius:50%}.inner-hero .wrap{position:relative;z-index:2}.inner-hero h1{max-width:880px;margin-bottom:16px}.inner-hero p{max-width:770px}.housing-hero{background:linear-gradient(110deg,#09243a,#235b64)}.partners-hero{background:linear-gradient(110deg,#081d35,#243d62)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.panel{background:var(--navy);color:#fff;border-radius:24px;padding:30px}.premium-panel{background:linear-gradient(145deg,#081d35,#173d62);box-shadow:var(--shadow)}.panel-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.panel-item{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.06);border-radius:14px;padding:17px}.panel-item strong{display:block;color:var(--gold2);font-size:19px}.panel-item span{font-size:13px;color:#dce6ee}.partner-card{background:linear-gradient(180deg,#fff,#f8fbfc)}
.form-layout{display:grid;grid-template-columns:1fr .52fr;gap:30px}.form-card{background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);padding:28px}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field.full{grid-column:1/-1}.field label{display:block;font-size:13px;font-weight:900;margin-bottom:7px}.field input,.field select,.field textarea{width:100%;border:1px solid #ccd4de;border-radius:10px;padding:13px 14px;font:inherit}.field textarea{min-height:125px}.help{font-size:13px;color:var(--muted);line-height:1.5}.side{background:#eef4f4;border-radius:22px;padding:26px;height:max-content}.side h3{font-size:24px;margin-top:0}
.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq details:first-child{border-top:1px solid var(--line)}.faq summary{font-size:18px;font-weight:900;cursor:pointer}.faq p{max-width:900px;color:var(--muted);line-height:1.65}
.notice-card{background:#fff;border:1px solid var(--line);border-left:5px solid var(--gold);border-radius:16px;padding:22px 24px;box-shadow:0 10px 30px rgba(8,31,56,.05)}.notice-card strong{font-size:18px;color:var(--navy)}.notice-card p{color:var(--muted);line-height:1.6;margin:8px 0 14px}
.footer-cta{background:linear-gradient(90deg,#d3af68,#efd496);color:var(--navy)}.footer-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:42px 0}.footer-cta h2{font-size:34px;margin:5px 0 0}.footer-cta-actions{display:flex;align-items:center;gap:18px;flex-wrap:wrap}.footer-phone{font-size:24px;font-weight:900}
.site-footer{background:#071725;color:#fff}.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:32px;padding:48px 0 30px}.footer-grid h4{color:var(--gold2);margin-top:0}.footer-grid a{display:block;color:#d7e0e8;margin:9px 0;font-size:14px}.footer-grid p{color:#b7c4d0;line-height:1.65}.footer-brand{margin-bottom:14px}
.compliance-strip{display:grid;grid-template-columns:1fr 1fr;gap:18px;border-top:1px solid rgba(255,255,255,.12);padding:24px 0}.compliance-strip>div{background:rgba(255,255,255,.045);border-radius:14px;padding:16px}.compliance-strip strong{color:var(--gold2)}.compliance-strip p{font-size:12px;color:#b6c1cd;line-height:1.6;margin-bottom:0}.legal{border-top:1px solid rgba(255,255,255,.1);padding:20px 0 90px}.legal p{font-size:12px;line-height:1.6;color:#aab7c4}.legal-links{display:flex;gap:18px;flex-wrap:wrap;font-size:13px}
.whatsapp{position:fixed;right:20px;bottom:20px;width:55px;height:55px;border-radius:50%;display:grid;place-items:center;background:#25d366;color:#fff;font-weight:900;box-shadow:0 8px 25px rgba(0,0,0,.2);z-index:80}.mobile-cta{display:none}.cookie-box{position:fixed;left:20px;right:20px;bottom:20px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:18px;padding:18px 20px;display:none;justify-content:space-between;align-items:center;gap:18px;z-index:90}.cookie-box.show{display:flex}.cookie-box span{display:block;color:var(--muted);font-size:13px;margin-top:4px}.cookie-actions{display:flex;gap:10px}.cookie-actions button{border:1px solid var(--line);background:#fff;border-radius:999px;padding:11px 14px;cursor:pointer}.cookie-actions button.btn{background:var(--navy);color:#fff}
@media(max-width:920px){.menu-toggle{display:block}.nav{display:none;position:absolute;left:0;right:0;top:115px;background:#fff;padding:20px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.nav.open{display:flex}.hero-grid,.split,.form-layout{grid-template-columns:1fr}.cards,.steps{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.hero h1,.inner-hero h1{font-size:45px}.compliance-strip{grid-template-columns:1fr}}
@media(max-width:620px){body{padding-bottom:64px}.topbar-inner{flex-direction:column;align-items:flex-start;gap:5px}.topbar-inner div{gap:10px}.hero-grid{padding:56px 0}.hero h1,.inner-hero h1{font-size:37px}.section-head h2{font-size:33px}.cards,.steps,.grid2,.footer-grid,.panel-grid{grid-template-columns:1fr}.trust-grid{grid-template-columns:1fr 1fr}.footer-cta-inner{flex-direction:column;align-items:flex-start}.cookie-box{flex-direction:column;align-items:flex-start;bottom:74px}.whatsapp{display:none}.mobile-cta{position:fixed;left:0;right:0;bottom:0;height:64px;background:#fff;border-top:1px solid var(--line);display:grid;grid-template-columns:1fr 1.15fr 1fr;z-index:85;box-shadow:0 -8px 26px rgba(8,31,56,.1)}.mobile-cta a{display:grid;place-items:center;font-size:13px;font-weight:900}.mobile-cta a:nth-child(2){background:var(--navy);color:#fff}.mobile-cta a:nth-child(3){color:#147d4a}.legal{padding-bottom:30px}}